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Forum Rules (Click Here) -> Ontario Rodders -> General Car Talk -> We lost my Grandsons Red Pickup last night! (03 Silverado short box RED)
Post Info TOPIC: We lost my Grandsons Red Pickup last night! (03 Silverado short box RED)
parklane


St THOMAS, ONT

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RE: We lost my Grandsons Red Pickup last night! (03 Silverado short box RED)
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X3

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427CARL


CLINTON, ONT

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Thank you all so much....     Maybe the OPP can set up a command post and check on the stolen trucks going to the Reserves

 

 

 



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shag766


FOXBORO, ONT

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Posts: 2274
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427CARL wrote:

After we received a general (blind) appraisal on the truck at  $5835 plus tax less deductable  ($ 6293.00)   my Grandson rejected the offer...disbelief    

I had a copy of the info, and I e-mailed the Economical Ins. claims person (Troy Dams) and asked him to look a little harder at the settlement offer...wink

I reminded him "nicely" that I have been with Economical for 41 years  (still am) and that I had many folks watching via "Social Media" smile  

I explained that the truck had been mine, and I had given it to Reeve for his first vehicle...  

Troy responded and asked for photos etc..  Last Monday we got a note from him, saying that the Economical adjuster was "re-appraising" the truck based on photos..biggrinbiggrin

 

Today!     Reeve gets news the claim settlement is $9200.00    

I want to publicly thank Troy Dams from Economical for interceding on our behalf....handshake.gif

 

Troy Dams 

CUSTOMER SERVICE REPRESENTATIVE, 

TOTAL LOSS UNIT, CLAIMS

ECONOMICAL INSURANCE®

77 City Centre Drive, Suite 400, Mississauga, Ontario. L5B 1M5

 

www.economicalinsurance.com

 

 

 

and thanks for your help (Ont Rodders) and reminding me, to get any of my Toys appraised... and thanks to Dualquadpete for keeping us posted during his experience with insurance.....

 squeaky wheel gets the grease



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shag766


FOXBORO, ONT

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Posts: 2274
Date:
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shag766 wrote:
427CARL wrote:

After we received a general (blind) appraisal on the truck at  $5835 plus tax less deductable  ($ 6293.00)   my Grandson rejected the offer...disbelief    

I had a copy of the info, and I e-mailed the Economical Ins. claims person (Troy Dams) and asked him to look a little harder at the settlement offer...wink

I reminded him "nicely" that I have been with Economical for 41 years  (still am) and that I had many folks watching via "Social Media" smile  

I explained that the truck had been mine, and I had given it to Reeve for his first vehicle...  

Troy responded and asked for photos etc..  Last Monday we got a note from him, saying that the Economical adjuster was "re-appraising" the truck based on photos..biggrinbiggrin

 

Today!     Reeve gets news the claim settlement is $9200.00    

I want to publicly thank Troy Dams from Economical for interceding on our behalf....handshake.gif

 

Troy Dams 

CUSTOMER SERVICE REPRESENTATIVE, 

TOTAL LOSS UNIT, CLAIMS

ECONOMICAL INSURANCE®

77 City Centre Drive, Suite 400, Mississauga, Ontario. L5B 1M5

 

www.economicalinsurance.com

 

 

 

and thanks for your help (Ont Rodders) and reminding me, to get any of my Toys appraised... and thanks to Dualquadpete for keeping us posted during his experience with insurance.....

 squeaky wheel gets the grease and troy was just doing his job, so to speak.

 



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if your not the lead dog-the view is all the same
Petebil


ONTARIO

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Posts: 413
Date:
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He says "sorry"!

TvyamNb-BivtNwcoxtkc5xGBuGkIMh_nj4UJHQKuorpBd7gS6td-6V3_YiAPeL5NZZrcCr0MUuyp5Q



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shag766


FOXBORO, ONT

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Posts: 2274
Date:
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427CARL wrote:

After we received a general (blind) appraisal on the truck at  $5835 plus tax less deductable  ($ 6293.00)   my Grandson rejected the offer...disbelief    

I had a copy of the info, and I e-mailed the Economical Ins. claims person (Troy Dams) and asked him to look a little harder at the settlement offer...wink

I reminded him "nicely" that I have been with Economical for 41 years  (still am) and that I had many folks watching via "Social Media" smile  

I explained that the truck had been mine, and I had given it to Reeve for his first vehicle...  

Troy responded and asked for photos etc..  Last Monday we got a note from him, saying that the Economical adjuster was "re-appraising" the truck based on photos..biggrinbiggrin

 

Today!     Reeve gets news the claim settlement is $9200.00    

I want to publicly thank Troy Dams from Economical for interceding on our behalf....handshake.gif

 

Troy Dams 

CUSTOMER SERVICE REPRESENTATIVE, 

TOTAL LOSS UNIT, CLAIMS

ECONOMICAL INSURANCE®

77 City Centre Drive, Suite 400, Mississauga, Ontario. L5B 1M5

 

www.economicalinsurance.com

 

 

 

and thanks for your help (Ont Rodders) and reminding me, to get any of my Toys appraised... and thanks to Dualquadpete for keeping us posted during his experience with insurance.....

 wow 41 yrs. have you ever shopped them, say in the last 5 yrs?  there are some big changes happening in the ins industry now and it is being driven by the banks. they got into the industry 5-6-7 yrs ago and are causing some big changes. you will notice a whole bunch of the smaller brokers are selling out, or amalgamating, to create strength in volume numbers and this is a stop gap also. you will notice 1 or 2 of the banks are advertising their ins with the byline at the end, of talk to one of our "non-commision reps." in other words direct to the ins company. brokers work on % or commish if you like and the banks are basically going straight to the street which is eliminating the middle man, or call it broker. 

-here's the poop, at work i had my girl shop ins this year. i had been with a local broker and friend for X number of years and my existing policy was approx 31,000.00, and the new one went up about 3000.00. this is all commercial coverage, no personal. a couple of buildings and about a dozen vehicle's, delivery trucks and cars. i didn't get involved with the shopping till she came to me with an offer that was what i thought a mistake due to how much difference there was in pricing.  it went from 31g to 20,000.00 and i figured there was some sort of mistake. for a 1000.00-1500.00 i probably wouldn't of changed but this was way beyond that. when the new guy came to my office and showed me the coverage was the same and a couple of things better i said give me a couple of days to go over it and if it checks out i'm in. i went over it, took it to my broker friend and he went over it and agreed it was and said he couldn't even come close to it. when the guy came back and i signed up i asked him whats the poop here with this much difference and he replied since the banks have got into the industry they are basically going direct to the street and now the ins companies are starting to do the same, no brokers. he works direct for the ins company not a broker. my friend the broker said this is the way it was headed also. the biggest saving was the vehicle's about 60 to 65% of it.

-anyway, thats a fair bit of savings for just having my girl shop around. i asked the guy about my personal stuff and he said they don't do small farm stuff, yet, and are basically concentrating on commercial stuff for now. this haggerty buying lant out is probably some more amalgamation. they probably have 2 or 3 states with more policies than lant had in all canada.  it don't cost nothing to shop around and you might get a surprise. make sure it's apples to apples in coverage but you won't have a broker standing up for you either.



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flatblack55delivery


PORT HOPE, ONT

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Interesting Rick. I too have been with my ins co for 40 some yrs and have been happy with my coverage. I never considered shopping because if I am happy with something I don't usually change just to save a couple of bucks. But yours was way more than a couple of bucks. Food for thought on Monday as we have my son's cars , my wife's cars , and my cars all with the same company, could be some savings there. Ed

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427CARL


CLINTON, ONT

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I did actually check over the years    I just changed over to a broker out of London 



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shag766


FOXBORO, ONT

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Posts: 2274
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flatblack55delivery wrote:

Interesting Rick. I too have been with my ins co for 40 some yrs and have been happy with my coverage. I never considered shopping because if I am happy with something I don't usually change just to save a couple of bucks. But yours was way more than a couple of bucks. Food for thought on Monday as we have my son's cars , my wife's cars , and my cars all with the same company, could be some savings there. Ed

 don't be shy with them ed if you have a good record. when i asked about personal he told me they are concentrating on commercial for now. 



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teejay99


BELLE RIVER, ONT

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Posts: 981
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Neighbour was telling me he had his house insurance with the same company for 10 years .....last statement was asking for almost $1500/yr . He checked with others and got SAME coverage from State Farm for $500 ! I'll be having a look too .

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427CARL


CLINTON, ONT

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Posts: 3909
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Couple weeks ago OPP called Reeve to tell them they knew who stole truck    2 young Indigenous Canadians   One is in Jail on another charge and one "in the wind"

 

Last week Reeve got a bill from 407 for his licence plate  dated  Oct 12th    Truck was stolen Ont 3rd  and chased by OPP on Oct 4th     Reeve called OPP

 

TODAY    Reeve gets a call   "They found his truck"     on the Reserve   stripped and bare......

 

 

 



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teejay99


BELLE RIVER, ONT

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And of course , no one on the reserve knew or saw anything ....and pigs fly .

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I couldn’t repair your brakes, so I made your horn louder.
shag766


FOXBORO, ONT

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Posts: 2274
Date:
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shag766 wrote:
flatblack55delivery wrote:

Interesting Rick. I too have been with my ins co for 40 some yrs and have been happy with my coverage. I never considered shopping because if I am happy with something I don't usually change just to save a couple of bucks. But yours was way more than a couple of bucks. Food for thought on Monday as we have my son's cars , my wife's cars , and my cars all with the same company, could be some savings there. Ed

 don't be shy with them ed if you have a good record. when i asked about personal he told me they are concentrating on commercial for now. 

 another little bitty i usually do ed is get all my coverage on everything come due at the same time. it sometimes take a bit when you add something new cause when you call for a price and you agree, they will start right then for a year. i tell them no but to pro rate it till he end of my existing policy term with the whole bundle. i am only writing one cheque a year. now you are shopping with a bundle and usually more than one company but it is all on one day of the year and it is over till next yr. my personal bundle is 2 companies and business is 1 company at 1 month apart.



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